Online credit: Buy now, pay never

Patna: Debashish Ghosh got a shock of his life on October 15 when his bank informed him of an online purchase of an air ticket through his credit card. Ghosh had never lost his card and never used it for any online transaction.
" I was told the ticket costing Rs 13,700 were for an Air Sahara connection between Delhi and Chennai," he said, adding he tried his best to convince the bank that he had not made the purchase. "They asked for an application requesting for blocking my credit card which I did promptly," he said.
Actually it does not take much to use someone else's card to make online purchases. All you need is the 16-digit card number and the three-digit security pin on the reverse of the card. Certain websites also ask for the date of birth.
Ghosh has also lodged a complaint with the police but it is to be seen how does the state police's economic offences wing (EOW), which does not have the technical expertise to deal with cyber crime, crack this case.
17/10/06 Radhika D Srivastava/Times of India

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